Who can apply for the CIMB Cash Rebate Platinum credit card?
The CIMB Cash Rebate Platinum Credit Card is designed to cater to a broad audience, but specific criteria must be met to qualify. Here are the requirements:
✔ Minimum age: Primary cardholders must be at least 21 years old, while supplementary cardholders can be 18 or older.
✔ Minimum annual income: A minimum annual income of RM24,000 is required, making this card accessible to most salaried and self-employed individuals in Malaysia.
Meeting these requirements ensures that the bank can evaluate your financial ability to responsibly manage a credit limit.
What documents are required to apply for the card?
Gathering the correct documentation is essential for a fast and successful application. Here is the complete list of documents required by CIMB Bank:
For malaysian citizens:
✔ Copy of MyKad (front and back)
✔ Latest 3 months’ payslips or bank statements for the period
✔ Most recent EPF (Employees Provident Fund) statement with at least 6 months’ contribution.
For self-employed individuals:
✔ Latest income tax return with payment receipt or bank statements for the last 6 months.
For foreigners residing in Malaysia:
✔ Copy of a valid passport
✔ Proof of residence, such as a recent utility bill or rental agreement
✔ Income documentation as mentioned above.
A tip for you!
Applying for a credit card like the CIMB Cash Rebate Platinum can be a smart financial choice, but it’s important to do so responsibly. First, analyze your monthly expenses and determine if they align with the cashback categories offered by the card. The card is ideal for those with regular expenses on groceries, fuel, bill payments, and entertainment, such as cinema tickets. With up to 5% cashback, these savings can make a significant difference by the end of the month.
Additionally, remember that while the card offers no annual fee, this shouldn’t be an excuse for impulsive spending. Maintaining a healthy financial balance is essential. Pay your bills on time to avoid interest and financial charges, and use your credit limit wisely, as an extension of your budget rather than an alternative income source.
Another important tip is to consider the minimum annual income requirement of RM24,000. Ensure your income meets this threshold and that you can manage monthly payments without compromising other essential expenses. A credit card Rebate can be a powerful tool to save money and improve your quality of life, but only when used wisely.
Apply now for the CIMB Cash Rebate Platinum credit card!
Ready to turn your purchases into savings? The CIMB Cash Rebate Platinum credit card is the right choice for those seeking attractive cashback rewards and everyday convenience. The application process is simple and can be started online from the comfort of your home.
Click the button below to access the official bank website and begin your application. In just a few steps, you’ll be enjoying the exclusive benefits this card offers, such as up to 5% cashback, global acceptance, and no annual fee. Don’t wait—take advantage of this opportunity to maximize your savings!